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We provide specialized winterization services to safeguard your pool during the off-season, and when spring arrives, we handle the thorough opening process.

office : D-025,

Puri High Street-81 ,Faridabad

Phone Number

91-8178290095

91-8178290095

Email Address

itaxpks@gmail.com

itaxpks@gmail.com

NPS Services

perfecta.co.in
perfecta.co.in

National Pension System

National Pension System (NPS) is a retirement benefit Scheme introduced by the Government of India to facilitate a regular income post retirement to all the subscribers. PFRDA (Pension Fund Regulatory and Development Authority) is the governing body for NPS.

Salient Features & Benefits

National Pension System (NPS) is based on unique Permanent Retirement Account Number (PRAN) which is allotted to every subscriber. In order to encourage savings, the Government of India has made the scheme reassuring from security point of view and has offered some attractive benefits for. NPS account holders

An NPS Account offers the following benefits:

  • Regulated: NPS is regulated by PFRDA (Pension fund regulator under Ministry of Finance, Govt. of India.) which ensures transparent norms governing the activities. NPS Trust ensures adherence to the guidelines through regular monitoring.
  • Voluntary:It is a voluntary scheme for all citizens of India. You can invest any amount in your NPS account and at anytime
  • Flexibility You have the flexibility to select or change the POP (Point of Presence), investment pattern and fund manager. This ensures that you can optimize returns as per your comfort with various asset class (Equity, Corporate Bonds, Government Securities and Alternate Assets) and fund managers.
  • Economical :NPS is one of the lowest cost investment products available
  • Portability:NPS account or PRAN will remain same irrespective of change in employment, city or state
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Transforming Vision into Reality Together

Any Indian citizen aged between 18 and 65 can open an NPS account, including salaried individuals, self-employed persons, and NRIs.

NPS offers two types of accounts: Tier I (mandatory and intended for retirement) and Tier II (voluntary and more flexible, allowing withdrawals).

Contributions to NPS are eligible for tax deductions under Section 80C (up to ₹1.5 lakh) and an additional deduction of up to ₹50,000 under Section 80CCD(1B).

Subscribers can select their asset allocation among equity, corporate bonds, and government securities, or opt for a lifecycle fund that automatically adjusts the allocation based on age.

You can make partial withdrawals under specific conditions (after 3 years of investment) and, upon retirement, withdraw up to 60% of the corpus as a lump sum, while the remaining 40% must be used to buy an annuity.